slice of koh

It’s a pretty bad time to graduate from college or any form of school.  Unemployment is hovering at 7.6% and continues to climb.  More people are in line for their unemployment benefits.   Since I was curious, I walked into a  McDonalds one morning to ask for an employment application.  The employee apologized and said that they ran out of employment applications and too many people applied.  You know times are pretty bad when McDonalds start turning away people.  This is especially challenging for recent college graduates who are just starting out and learning to live on their own paychecks.  The majority of those recent college graduates will have some sort of debt from student loans (private and federal) and credit cards.  I just graduated from college in June 2007, and I am still fortunate to be employed and paid pretty damn well for just having a bachelors degree.  Nonetheless, I am still cautious with my personal finances and definitely had a few missteps of my own in the first 12 months.

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